• Eli and team are the best mortgage advisers we have ever had. We had purchased properties over the years but the first time doing it stress free is when we met Eli and Team following recommendation by a colleague. Eli was extremely professional, very efficient very effective and made buying our home feel like a piece of cake! We were so amazed and very grateful for the service we received. We will recommend Eli to anyone hoping to buy a property in a heartbeat!

    Client in Chelmsford - October 2021

  • Sounds very clichéd that meeting someone can change your life but that’s exactly what happened with Eli. From start to finish he kept us involved in the whole process, sometimes working way past ‘office hours’ to provide advice / assistance. I’ve recommended most friends / family who ever need services Harford Financial offer and personally believe I’ll be working with Eli for a very long term. If you’re looking for honesty, reliability and efficiency Eli is your go guy.

    Client in Croydon

  • Eli Kosiner was by far the best mortgage broker that I interacted with during my 9 month property search. Ultimately, I chose Eli because he is incredibly diligent, professional and organised. Eli always replied quickly and never allowed the process of mortgage application to stall. One thing that really sticks with me was my wife commenting on Eli's prompt and quick replies. He went out of his way to liaise with my solicitor and very swiftly chased up contacts at various banks. Most mortgage brokers will claim to have access to the whole market. Other brokers came up short and found mortgages that had significantly higher rates. Eli found mortgages with low rates both times he looked for me and I am convinced he really does have full market access. Eli helped me get a great mortgage, despite the fact I am self employed and had only been in business for 3 years. He navigated the careful work my accountant had done very effectively and always made it clear what information he needed from me.

    Client in London

  • I am the owner of a new build house purely due the effort put in by the Director of Harford Financial, Eli Kosiner. He has put whole hearted effort and worked very efficiently in gaining the mortgage in a short period. He was easy to approach by email, mobile/landline phones, very friendly and had the patient to deal with my mortgage at this difficult Covid19 period. Similarly to his team , they were always there responding quickly when needed. I believe he have approached my mortgage application as though it is for his own personal application. He also went beyond his requirement/obligation during the initial period when the developer was reluctant to allocate the above property to me. He assured the developer that the Mortgage amount could be easily gained and he have proven it. He also supported me in applying for the Help to Buy Scheme. I have recommended Eli Kosiner to my working colleague and he also have highly appreciated Eli Kosiner’ s effort, his commitment and his friendliness and above all got the mortgage amount he wanted I am very grateful to him and I will definitely recommend Eli Kosiner others.

    Client in Bishops Stortford

  • At the beginning of this year, I started the process of purchasing a property and was given Eli Kosiner number by a family member who had used him and his company before. They spoke highly of Eli and his services. As this was at the beginning of March, Eli informed me then this would be a long process because of Covid-19 having a knock on effect on the financial industry .During the UK first lockdown, Eli was always in contact with me to keep me informed of the progress either by phone or email. They managed to keep me calm as a first time buyer with regular details and where you are up to. Eli was able to put me in touch with Oliver Joseph (Gregory Abrams Davidson Solicitors) with their previous correspondence with each other; they were able to process the purchase of the property quicker during the lockdown as they had a previous report. I would like to thank Eli for his services and would recommend him and his company to others as they processed the purchase of the property and were very informative at all stages.

    Client in Basildon, November 2020

  • From the beginning to the end both Eli and Mel have made the process smooth and swift and I have been able to leave everything to them to sort on my behalf saving me time and worry. Professional and always on the other end of the phone for any queries and updating me every step of the way. Would highly recommend Harford Financial as it has been effortless. Thanks guys

    Client in Bristol October 2020

  • I initially approached Eli Kosiner following a recommendation from a networking seminar. From the first conversation I felt reassured and confident Eli was the advisor to help me through my journey based on his enthusiasm and confidence from the start. He has been tenacious, empathic, resilient and become a good friend throughout the process. Nothing has been too much work and Eli had gone above and beyond reference to advice and counsel. The vast array of lenders and contacts Eli communicates with is outstanding and allows the process to be tailored and seemless in execution. I would highly recommend Eli at Harford Financial if you are looking for a friendly yet motivated advisor who seeks to give you the very best experience when dealing with such difficult transactions in property. I feel transparency and trust is paramount and this has been reflected in my experience

    Client in Uttoxeter, 17 September 2020

  • I contacted Eli following a referral from a friend. Eli’s expertise and reassurance that I could get the remortgage that I needed (and I did!), helped enormously..... I got a great deal. Not only that, my life insurance was also rearranged and I’m very happy with the outcome. I will definitely be recommending you to friends and family, should they require assistance in all things financial. Thank you again

    Client in London, 26 June 2020

  • Eli, your efficiency is exceptional - Thank You for a First Class service!

    Client in Prestwich Manchester, July 2019

  • I just wanted to thank you for your help throughout the process. You've been a great support

    Client in London, July 2019

  • We have used Harford Financial for our own mortgages and have found them to be an excellent company, well worth working with. So much so that in the past we have not only put our clients in touch with them but our family and friends as well.

    Client in Cheshire July 2019

  • It was a lucky day for me when I chanced upon your advert - you have been 20 times more helpful and efficient than the broker who negotiated the original buy to let, and so I know where to come if there is ever a "next time"...… I will certainly recommend you to my friends.

    Client in Hindhead, Surrey - 15 May 2015

  • There’s not many people that can deliver and tailor your needs every single time, Eli not only brings a personal touch but also makes sure that there is no stone left unturned.

    Client in Andover, Hampshire - 13 May 2019

  • Eli was extremely professional, personable and helpful in advising me on my mortgage deal. He had a wonderful way of presenting complex ideas and calculations in a simple and organised way. He clearly has a solid knowledge of the market. The service was excellent, speedy, and Eli kept me informed of progress and next steps along the way. He always made himself available on phone and email Eli took care of dealing with all the applications and paperwork, which was a huge relief for me I would highly recommend Eli and Harford Financial

    Client in Edgware, 29 January 2019

  • Eli has helped me to arrange some complicated mortgages with specific requirements. This allowed me to own a new property whilst retaining my original house as a buy-to-let. I would not hesitate to recommend Hartford Financial to anyone

    Client in London, 28 January 2019

  • We have used Harford Financial for residential mortgage advice and life insurance on a number of occasions and have been impressed with the service on each occasion. Their service is reliable, quick and efficient. Can definitely recommend Eli Kosiner and Melanie Jones.

    Client in Frodsham Dec 2018

  • I have worked with many mortgage brokers in my professional career and by far have been most pleased with Arigal Consulting. They are extremely proactive and creative with a very obliging approach to the individual client needs. They have been an absolute pleasure dealing with, I would recommend this company over many.

    Client in Salford, 3 June 2016

  • Mr Kosiner has always handled my business in a very friendly and professional manner. He is very expedient and pays attention to detail

    Client in Gillingham, 10 November 2016

  • Eli is extremely professional, knowledgeable and personable. He took the time to help me and my wife find the perfect Life Insurance product. Highly recommended.

    Client in London, 9 January 2017

  • Perfect support for a challenging mortgage. Eli and his team worked from get go till we got an offer and beyond, tirelessly and always provided us the right level of balanced, well thought through and measured information. Cannot recommend his work highly enough. An expert who walks the walk.

    Client in Southampton, 7 March 2017

  • Eli Kosiner has been excellent in advising in all aspects of providing advice and in avenues to explore to raise money for the purchase of a property. He has project managed all parties involved and has not let up with anybody including us.

    Client in Milton Keynes, 21 April 2017

  • Eli was very impressive in accessibility, speed to reply, attention to detail, information accuracy and results. I would most definitely recommend him and I will use him as my financial adviser form this date forward.

    Client in Henley-on-Thames, 4 July 2017

  • Eli got me a great deal on my Mortgage for my home saving me a lot on my monthly payments

    Client in London, 6 July 2017

  • Eli and his team worked extremely hard. The service was excellent especially when faced with difficulties. Eli advised us the whole way and made the process less stressful.

    Client in Mitcham, 7 December 2017

  • Being a property investor I have spoken to many financial advisors and brokers over the years. Eli and his team by FAR go above and beyond all others I have used, and this is why I now go to Harford financial on every occasion. There have been many occasions where other advisors/brokers have come back assuming they have hit a dead end or with poor terms yet Eli and his team always seem to find solutions and options without fail to date! Thanks as always

    Client in Altrincham, 22 December 2017

  • Eli provides a wonderful service. He is friendly, understanding, creative, quick and has a deep and wise understanding of the industry. I could not recommend the firm more highly.

    Client in London, 21 February 2018

  • Eli provides a wonderful service. He is friendly, understanding, creative, quick and has a deep and wise understanding of the industry. I could not recommend the firm more highly.

    Client in London, 21 February 2018

  • have known Eli for a number of years and have used his services for a number of mortgage applications. His services and success rates are amazing and I would recommend Eli. Its always a pleasure to work with Eli and I am looking forward to continue to use Eli's great services in the near future.

    Client in Manchester, 5 March 2018

  • Eli at Harford Financial Ltd has been a asset to our business, his professionalism and dedication to his customers is unparalleled. The company is very competitive and immensely knowledgeable in the financial market. We would recommend Eli and his team for anyone that requires advice and assistance in complex financial matters. A fantastic company that we have done years of business with, a true gold-find.

    Clients in Manchester